Financing

Flexible Financing for HVAC Service, Equipment Installation

Comfort now. Payments later.

At Reitz Oil, we believe every homeowner deserves a warm home in the winter and a cool home in the summer—without the stress of a large upfront cost. That’s why we offer special financing options on qualifying HVAC services, equipment, and installation projects.

Need HVAC financing in Lancaster, PA? Reitz Oil offers 0% APR for up to 60 months with no payments during the promotional period—making it easier than ever to stay comfortable year-round.

HVAC Financing That Fits Your Life in Lancaster, PA

Most homeowners qualify in minutes. If you have fair to good credit and are financing HVAC-related services or equipment (not including oil deliveries), you’re likely eligible. The approval process is fast and easy, and our team will walk you through every step.

0% for 60 Months

Qualified customers can finance up to $15,000 with no interest for five years and no required payments during the promotional period.

Use It for What You Need

Financing is available for HVAC services, new equipment (like furnaces, boilers, AC units, and mini splits), and full system installations. Whether it’s a planned upgrade or an unexpected repair, we’ve got you covered.

No Hidden Fees or Complicated Terms.

We keep it simple. No balloon payments, no surprises—just straightforward financing options that work for real families.

Financing FAQs

Have questions we are here to help!

What services are eligible for financing?

You can use financing for heating and cooling equipment, system installations, or repair services. Unfortunately, financing does not apply to oil deliveries.

Do I have to pay anything up front?

No! With approved credit, there are no upfront payments required, and no payments are due during the promotional period.

How do I apply for financing?

Our team will provide a quick and secure application process. In most cases, you’ll know if you’re approved in just a few minutes.

Can I combine financing with rebates or service plans?

Yes—financing can be used alongside rebate programs or annual service plans. We’ll help you explore all available savings options.

Is there a minimum or maximum amount I can finance?

You can finance up to $15,000, with no minimum required. Whether it’s a small repair or a full system upgrade, we’ll help find a plan that works for you.

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Ready to Upgrade Your Comfort—Without the Upfront Cost?

Ask us about financing during your next service call or request info below.
Let Reitz Oil help you stay comfortable now, and pay over time—with financing that’s fast, fair, and stress-free.

Apply Now